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Are your insurance rates based on your driving or your credit score?  It will probably surprise you to know that your insurance company is judging less on your driving habits and more on socioeconomic factors.

In some states single drivers who had a clean driving record and poor credit scores paid a couple of thousand dollars more for insurance than a driver with a clean record and good credit score.

In Florida a single adult person with a clean driving record and poor credit paid an average of $3,826 a year for their car insurance.  A driver with a clean driving record an excellent credit paid $1,409 for their car insurance