God wants us to invest wisely in our spiritual future as well. Through the ups and downs of life's circumstances we should continually invest in a 'spiritual account": our character. The apostle Peter tells us to be diligent about character development. After we trust in Christ for salvation, we are to invest these qualities into our character: faith, virtue, knowledge, self-control, perseverance, godliness, brotherly kindness, and love.

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